Mortgage Lenders

After you’ve been income qualified to purchase an NRHT home, and received your Eligibility Letter, our staff will work with you to secure a preapproval from one of our NRHT Approved Lenders below.

Each lender partner offers unique loan programs and products. Our staff if here to support you through the application process and give you the information needed to make the best decision for your home purchase financing.

Jennifer Clemmons

Senior Mortgage Banker

NMLS #540388

Phone: 276-228-8263

Email: jenniferclemon@atlanticbay.com

Ryan Stenger

VP Mortgage Market Leader

NMLS #568834

Phone: 540-375-7780

Email: rstenger@freedomfirst.com

Tonya Irizarry

Senior Mortgage Loan Officer

NMLS #604484

Phone: 804-363-2943

Email: tonya.irizarry@vacu.org

Interested in becoming an Approved Lender?

If you represent a mortgage lender that is not on the approved list, and you’re interested in supporting NRHT homebuyers, reach out using the Contact Us form below to learn more!